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Deposit Rates
Mortgage Rates
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First Trust & Savings Bank
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Member FDIC
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(309) 887-4335
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(800) 651- 1365
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Rate Line 887-9165 or (866)-777-7796
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Current
Rates:
09/01/2010
Through
09/07/2010
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Product
Description
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Balance
Requirements
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Annual
Percentage Yield
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Interest
Rate
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Consumer Savings
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Statement Savings
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$1.00
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0.40%
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0.40%
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First Money Market*
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$25-1,999.99
$2,000-19,999.99
$20,000-49,999.99
$50,000-99,999.99
$100,000-199,999.99
$200,000 or above
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.25%
.35%
.50%
.60%
.80%
.90%
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.25%
.35%
.50%
.60%
.80%
.90%
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Christmas Club
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$5.00
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.40%
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.40%
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Consumer Checking
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FREE
CHECKING
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$100.00
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.00%
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.00%
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First Advantage Checking
(Age 55 or Better)
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$25 - 1,999.99
$2,000 or above
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.20%
.40%
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.20%
.40%
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"Super Now Checking"
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$25 - 1,999.99
$2,000.00 or above
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.20%
.40%
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.20%
.40%
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*Unlimited withdrawals permitted over the counter or through the mail, also a limit of 6 additional transfers (by telephone, debit card, checks, ACH, sweeps and/or online banking transfers).
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CD Rates
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Certificates
of Deposit
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Minimum
Deposit
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Annual Percentage Yield
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Interest
Rate
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91
Days
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$1,000.00
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.65%
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.65%
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182
Days (6
Months)
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$1,000.00
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.90%
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.90%
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12
Months (1
year)
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$1,000.00
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1.20%
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1.20%
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18 Months (1 1/2 years)
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$1,000.00
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1.45%
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1.44%
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24 Months (2 years)
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$1,000.00
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1.75%
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1.74%
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35
Months
(2
years,
11
months)* |
$1,000.00 |
2.35% |
2.34% |
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36
Months
(3
years)
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$1,000.00 |
2.20%
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2.19%
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48 Months (4 years)
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$1,000.00
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2.35%
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2.34%
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60 Months (5 years)
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$1,000.00
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2.90%
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2.88%
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A $1,000.00 minimum opening deposit is required. Penalty for early withdrawal |
*CD
Special |
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Ladder CD Special |
Minimum
Deposit |
Annual Percentage Yield |
Interest
Rate |
1 Year (12 Months)* |
$5,000.00 |
1.60% |
1.59% |
2 Years (24 Months)* |
$5,000.00 |
1.95% |
1.94% |
3 Years (36 Months)* |
$5,000.00 |
2.35% |
2.34% |
*You must purchase all three terms (1, 2, and 3 years) to receive this special and requires |
a minimum deposit of $15,000 ($5,000 for each CD). |
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18 Month Variable Rate IRA
Based on 6 Month T-Bill with
Opening Minimum of $100.00
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0.19%
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0.19%
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