|
Deposit Rates
Mortgage Rates
|
|
Current
Rates as of 09/03/2010 |
|
| |
Fixed Rate
Mortgages |
| |
30 Year |
20 Year |
15 Year |
10 Year |
|
Rate |
4.500% |
4.375% |
4.125% |
4.000% |
|
APR* |
4.595% |
4.504% |
4.289% |
4.236% |
|
Monthly P&I
Pmt |
$512.32 |
$632.88 |
$754.26 |
$1,023.70 |
|
|
Balloon
Mortgages |
|
|
5 Year
Balloon |
|
|
Rate |
5.50% |
|
|
|
|
APR* |
5.55% |
|
|
|
|
Monthly P&I
Pmt |
$570.71
|
|
|
|
| |
|
|
|
|
|
Assumptions |
|
|
|
|
|
The annual
percentage
rates (APRs)
and monthly
principal
and interest
(P&I)
payments
shown are
based on the
following
assumptions: |
|
|
|
|
|
|
|
80%
loan-to-value |
|
$100,000
loan amount |
|
Credit score
740 or
greater |
|
The rates
shown are
for
conforming,
conventional
loans up to
$417,000.
Minimum loan
amount for
fixed rate
mortgages
are
$60,000.00.
Rates may
differ for
jumbo loans
or other
loan
programs.
All rates
are subject
to change.
|
|
Annualized
Percentage
Rate (APR)
includes
certain fees
applicable
under
federal law. |
|
Borrowers
may be asked
to pay other
third party
fees
associated
with the
mortgage
application
and closing
as
applicable:
appraisal
fee, flood
determination
fee, credit
report fee,
title
insurance,
courier fee,
hazard
insurance,
county
recording
fee, local
transfer tax
(on purchase
only) or
inspection
fees (on new
construction). |
|
