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First Trust and Savings Bank

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24 - Hour Online Banking
 Online Banking - Log in or Apply today!
 Forgot your passcode?

NEVER FORGET TO PAY A BILL...NEVER WRITE A CHECK AGAIN...SAVE TIME & ELIMINATE CHECKS AND POSTAGE!  PAY YOUR BILLS WITH INTERNET BANKING.

We’re pleased to introduce a number of enhancements and new features, including:

1. Notify Me - Stay up-to-the-minute on your account activity.  This feature allows you to receive email alerts for any of the following transactions:

  • A message is sent to your online inbox
  • Account Overdrawn
  • Balance is above and/or below a designated dollar amount
  • Check(s) number(s) paid
  • Deposit Made
  • Transaction above a designated amount

This feature provides you with up-to-the-minute account information to your external email account and will alert you to transactions that you deem as "out of the ordinary." Studies show that this type of monitoring of your financial accounts can help minimize ID fraud and ID theft.

Set-up your “Notify Me” alerts by clicking on the “User Services” tab. Link to “Notify Me” under “User Preferences” section and designate which transactions should activate alerts via email.

2. Dual Authentication - as an additional security measure, we implemented an online security system that may require you to answer your security question or correctly to gain access to Online Banking or receive a security code via the email address we have on file for you which would needed to gain access to Online Banking.

Comments or Questions?   Contact Jennifer Tegeler in Albany at 309-887-4335

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In a hurry?  Don't have time to drop by the Bank?
Then it's time for Online banking.  Your personal computer becomes your own personal banking center.  All you need is a personal computer with an internet connection.  You'll be able to take care of your finances anytime, day or night from anywhere...even on holidays!

Payments
Online banking offers a comprehensive bill payment system.  You can use it to schedule both one time payments and recurring payments of fixed or variable amounts.  Set up payments instantly with our unrestricted vendor/payee list.

Accounts
You have control over nearly every aspect of managing your bank account with Online banking.

Transfers
From this tab you can initiate a transfer of money between accounts.  You can set up one time transfers or recurring transfers of fixed or varying amounts.

Services
While, online, you can request stop payments, re-order checks, change your passcode and/or mailing address, and send secure e-mail. 

Messages
You are notified about all activity in your Online Banking activated account in the Messages section.  That way, we can keep you informed of any important news about your accounts, bills, or new features with online line banking.

Secure
There are a lot of concerns about the security of information shared over the Online.  With Online banking, however, there is nothing to worry about.  Our security is state-of-the-art.  No entry is allowed without your authenticated, encrypted access ID and passcode. 

Commonly Asked Questions:

How do I add more accounts or loans?
 You can make the request by clicking on the accounts tab then the add account button.  Then enter your account number and account type.  Once all accounts have been added, you then what to click on add accounts button.

How do I remove accounts or loans?
You can  make the request by clicking on the user services tab.  

I have forgotten my passcode! What should I do?
Go to our homepage and click on the "Forgot your passcode" link.  You'll need your Access ID, Tax ID or Social Security
number, and your account number.  You can also find the link at the top of this page.

How can I make a payment on my First Trust & Savings Bank loan?
Add your loan to your account list if it isn't already there.  Once your loan account number appears on online banking (typical next business day) click on the transfer screen and transfer money from your checking or savings account to your loan.

How long will my account history be available on the Internet?
Account history will begin to accumulate from the time your application is approved and will remain on Online Banking for 24 months.

When would a transaction that has been posted today be updated in my balance?
At approximately 5:00p.m. each business day.

What happens if there aren't enough funds in my account on the day a bill has been scheduled to be paid using BillPay?
The transaction will not be completed.  In some instances, however, you will receive a return notice from the Service.  Please refer to the Online Banking Agreement for further information.

Please contact us with any other additional questions you may have about ONLINE BANKING.  CLICK HERE

 

 


 

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First Trust and Savings Bank
Albany - Erie - Hillsdale