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First Trust & Savings Bank
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Member FDIC
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(309) 887-4335
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(800) 651- 1365
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Rate Line 887-9165 or (866)-777-7796
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Current
Rates:
11/12/2008
Through
11/18/2008
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Product
Description
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Balance
Requirements
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Annual
Percentage Yield
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Interest
Rate
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Consumer Savings
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Statement Savings
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$1.00
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0.50%
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0.50%
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First Money Market*
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$25 - 1,999.99
$2,000 - 19,999.99
$20,000 - 49,999.99
$50,000 - 99,999.99
$100,000 - 199,999.99
$200,000 or above
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.20%
.50%
1.00%
1.26%
1.51%
1.76%
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.20%
.50%
1.00%
1.25%
1.50%
1.75%
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Christmas Club
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$5.00
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.50%
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.50%
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Consumer Checking
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FREE
CHECKING
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$100.00
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.00%
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.00%
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First Advantage Checking
(Age 55 or Better)
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$25 - 1,999.99
$2,000 or above
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.25%
.40%
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.25%
.40%
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"Super Now Checking"
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$25 - 1,999.99
$2,000.00 or above
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.25%
.40%
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.25%
.40%
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*Unlimited withdrawals permitted over the counter or through the mail, also 6 telephone transfers per month or 3 checks and 3 telephone transfers
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CD Rates
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Certificates
of Deposit
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Minimum
Deposit
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Annual Percentage Yield
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Interest
Rate
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91
Days
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$1,000.00
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2.70%
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2.67%
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182
Days (6
Months)
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$1,000.00
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2.90%
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2.88%
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12
Months (1
year)
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$1,000.00
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3.00%
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2.98%
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18 Months (1 1/2 years)
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$1,000.00
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3.10%
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3.08%
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24 Months (2 years)
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$1,000.00
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3.20%
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3.17%
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35
Months
(2
years,
11
months)* |
$1,000.00 |
4.00% |
3.96% |
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36
Months
(3
years)
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$1,000.00 |
3.50%
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3.47%
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48 Months (4 years)
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$1,000.00
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3.75%
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3.72%
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60 Months (5 years)
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$1,000.00
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4.00%
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3.96%
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A $1,000.00 minimum opening deposit is required. Penalty for early withdrawal
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*CD
Special
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18 Month Variable Rate IRA
Based on 6 Month T-Bill with
Opening Minimum of $100.00
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.99%
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.99%
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