Checking
Savings
CD's
Overdraft Protection
Rates
Telebanking
Merchant Services
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 When you regularly save even in small amounts, you create a "nest egg" that can grow to thousands of dollars over the years. Your savings not only helps to ensure the future for you and your family, it also can mean fulfillment of your personal goals—like a dream trip, college education for your children, a vacation home, or a comfortable retirement.Savings Account
- An account for traditional savings needs
- $1 minimum to open
- Earns interest—See our rates
- Includes a First Trust and Savings Bank passbook
- Daily balance of $100 waives the $2 monthly fee
- Fees are not applicable to full-time students
- 6
withdrawals per
month, then
$1.00 per additional withdrawal
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Free telephone banking
(866)-777-7796
- Free automatic transfer
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FREE ONLINE
BANKING
Money Market Account
- An account that earns exceptional rates
- $25 minimum to open
- Tiered interest rates—See our
rates
- Daily
balance of
$1,000.00 waives the $5 monthly fee
- Unlimited withdrawals in person and by mail
- Limited to 6 telephone transfers or 3 checks and 3 telephone transfers per month
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Free telephone banking
- All check images are returned with monthly statements
- Free automatic transfers
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FREE ONLINE
BANKING
Christmas Club
**The last
day for payments into
your 2009 Christmas Club
will be on Tuesday,
October 6th.
Christmas Club checks
will be mailed on
Wednesday, October 7th,
and the first day to
open a 2010 Christmas
Club account will be on
Thursday, October 8th.**
- A saving program for holiday giving
- $5 minimum to open
- Select any amount
- No monthly fees
- Opens between
October and December
- Balance is disbursed
at the beginning
of October
- Earns same interest rate as a savings account
- Automatic deductions can be weekly, bi-weekly,
semi-monthly or monthly
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FREE ONLINE
BANKING
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